Travel Insurance – Europe EHIC Card

This topic contains 2 replies, has 2 voices, and was last updated by  sabs 6 years, 8 months ago.

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  • #134706

    sabs
    Participant

    Hi,

    Has anyone had any dealings with regards to coverage using the EHIC card. Going on a 4 day trip to France to get away while we have a short break in between treatments and while my other half is off most of his meds and feeling a little more human than normal. For someone who is relatively newly diagnosed and just finished his 4 cycles of chemo before the stem cell harvest begins next month we have been quoted: £300 / £145/ £125 for a 4 day trip.

    So he has coverage for anything BUT his condition which we can get for free but in relation to his condition do you think he would be save with the EHIC, its a leisurely holiday so no extreme sports, and just to relax (if anything does happen then im thinking it would be possibly on the infection side) and surely the EHIC should be okay if he has to go to hospital for treatment seen as he not going there to have an operation or a baby specifically ??

    What are peoples thoughts is this cover good enough or should we just not risk it – everything at this moment in time is fine with him – its the calm before the storm as they say.

    Money isnt an issue its just more of an annoyance that it costs  between 125 -300 times more than what anyone else can get it for.

     

     

    #134720

    annette2006
    Participant

    Don’t even think about going without adequate travel insurance. My husband was diagnosed with Myeloma in France 3 years ago. Luckily we had good travel insurance which covered the circa £20k for the air ambulance to fly him back to hospital in the UK. The EHIC wouldn’t have covered that and it would only have covered a percentage of the cost of his stay in hospital for 3 weeks (including time in intensive care) and all the scans and biopsies that were done there.

    It also covered my expenses for staying on with him in France for 2 extra weeks. At one point they thought his spinal cord was compromised by his fractured vertebrae and this could have meant a transfer to a specialised hospital and several more weeks in France for us both. Luckily this wasn’t necessary

    However it’s not only the frightening expense if you get ill while uninsured it’s the fact that the insurerer also does all the organisation – of the air ambulance, the liaising between the French and receiving British hospital, the translation of medical notes for the British doctors, etc. It was bad enough to have a very ill husband in a country where our language skills were pretty poor but I simply don’t know how I could have organised getting him back to hospital in the UK with only my iPhone.

    Plus myeloma is unpredictable. Unfortunately although his myeloma is still in remission after a SCT 2 and a half years ago he’s just become suddenly very ill again and been diagnosed with Acute Myeloid Leukaemia caused by the myeloma treatment. That was something we didn’t expect.

    The EHIC card is really not adequate by itself for travel abroad

    #134784

    sabs
    Participant

    Hi Annette

    I am sorry to ear about the Leukaemia – I noted that a lot of the chemo treatment can cause secondary cancers – its a head-full to take in when it comes to treatments, my other half would rather just not have any of it and when hes not on meds ( month off) he is so much more better)

    We are back now and did take out the additional insurance before we went £125 for for 4 days but peace of mind is a better thing to have.

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