Hi Sqirrel,
I also have the t(4, 14) translocation. I have just finished my first line of treatment and I am in full remission for now.
My haemotologist advised slightly against having SCT as I have a comorbidity (basically: a heart condition). Also, he said that the latest research indicated that there was little or no difference to OS from having an SCT, at least not yet. Meanwhile, I have some stem cell frozen ready for whatever the future may bring.