Hi to you all that replied and thank you for your suggestions.
I have been to Australia and returned via Hong Kong.
My online insurance was very reasonable. When I can I will get onto my laptop and find the name of it. Frozen out with Windows 10 at moment.
For Australia it is worth remembering that there is a reciprocal arrangement similar to the European Health Card. Not well publisised but it is there on the Australian Web site. Won’t get you home but at least it will get you into hospital.
My only concern with all these Insurance companies is “how good are they when required “. Hopefully we will not need then.
Regards to all
Graeme